8 things to remember before you do any online transaction

The popularity of online transactions is on the rise. Along with it, the attempts by unscrupulous entities to defraud you and make good with your money are also on the ascent. Here are some precautions you should take while transacting through the digital channel.

Never Do it from cyber cafe

online transaction

Never resort to financial transactions from a cyber cafe, a shared computer or through a public Wi-Fi system.

Always try to use your Home PC

online transaction

Always prefer to use your home computer with adequate firewalls and anti-virus software. Always keep your computers updated with operating systems and security patches.

Never use these things in your password

online transaction

While choosing the password for your financial transactions, strictly follow the instructions for choosing the same as put down by the mutual fund, bank etc. Avoid using date of birth, birthday dates, anniversaries or names of people close to you since these could easily be guessed.

Never click on such spam links in emails

online transaction

Always be careful about emails asking you about confidential financial information (the government, SEBI, RBI and regulated entities never ask for password, card numbers etc.)

Be careful about emails asking for PAN details, Aadhar or Date of Birth etc..

online transaction

Always avoid clicking on any link that comes in an email even if it appears to be from a genuine source.

Never share your Password

online transaction

Never share your passwords with an outsider and never communicate the same over social media

Always check for SSL link

online transaction

Always check for SSL (Secure Socket Layer)/https security on login page of bank’s web site. The ‘s’ after the ‘http’ denotes that the site is secure. Similarly, look for signs that an online shopping site is identity verified and SSL secured to protect your card number and personal information. Also, look for a padlock icon somewhere on the browser window.

Notify your Bank immediately in case of any unauthorized use

online transaction

Notify your card provider/bank immediately in case there is any unauthorized use of your card.

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Tags: Online Transaction | Internet

Nirmal Kalthiya

I am the Founder of SoftMunch.com which will provide you all types of tech related information. Right now I am pursuing my Information Technology Engineering Degree. I like to know about new technologies and innovative things. If you also want to know about it please subscribe our daily newsletter.

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